Are you thinking about attending Paul Mitchell the School at MTI College, but wondering how much it costs? The good news is that tuition and fees are probably a lot less than you think, especially once you consider how much help is available to assist you in paying for tuition.

Paul Mitchell the School prices can be offset with student grants and loans, just like traditional colleges and higher-education facilities around the country. Attending MTI’s Paul Mitchell the School to learn cosmetology means that you’re eligible for the same state and federal aid programs that many students are eligible for when they attend schools for business, art, technology, or even law programs.

Of course, everyone’s financial situation is different, and the cost of each individual student’s program of study will vary, which means the exact amount of aid will be different for each student, as well. But keep in mind that Paul Mitchell the School is an accredited college, and there are many government-funding opportunities available for people who want to attend classes here.

Grants and Loans for Paul Mitchell the School at MTI

Some of the ways that you can help pay for tuition at Paul Mitchell the School include Federal Pell Grants, Federal SEOG Grants, Federal Stafford Loans (subsidized and unsubsidized), Federal PLUS loans, State and Private Grants, Federal Work Study, and Institutional Loans. You can also apply for private scholarships to help pay for tuition at Paul Mitchell the School.

Paul Mitchell the School’s Merit Scholarship

MTI College wants to help students achieve their goals by providing tuition waiver awards that range from $1,000 to $3,000. Contact one of our admissions advisors to learn more about this great opportunity!

Base Tuition and Supplies

The base tuition and registration cost at Paul Mitchell the School is $17,184 per year. Books, supplies, and the Paul Mitchell Kit are an additional $2,691 annually. The actual cost of attendance for a student will be less any grants, loans, or scholarships that he or she may receive.

Financial Aid Process

If you want to apply for financial aid to attend Paul Mitchell the School, you’ll need to follow government deadlines that have been set for state and federal programs. To start a financial aid query at MTI College, we recommend you schedule an appointment with an admissions advisor using our contact form. Our admissions advisor will talk with you about the Free Application for Federal Student Aid (FAFSA) as well as Cal Grants and payment plans that may be available.

If you love fashion and beauty and have longed to work as a cosmetologist, we encourage you to meet with an admissions advisor at MTI College to explore how low your tuition fees can be, and how you can start making your dreams of attending beauty school a reality.

Not Every Sacramento College is Equal

Choosing a Sacramento college is a decision that requires careful research and planning. When interviewing colleges, use these questions as a guide to select the best college for you. Read on to find out if MTI College is the right choice for you and learn why MTI was voted the best vocational college in Sacramento.

1. What’s the total cost? How will I pay for tuition or expenses that my aid doesn’t cover? Find out if you will pay by course, semester, or program. Are there fees for dropping or adding a class? How much will you pay for books, equipment, uniforms, lab fees, or graduation fees? The Department of Education administers several major student aid programs in the forms of grants, loans, and work-study programs. Get details at studentaid.gov.

At MTI College in Sacramento, students pay by the program and an overview of each program’s charges can be found on the program summary sheet. Furthermore, your cost for supplies will not change as you progress through the program, even if the prices for books or other program supplies increase in cost while you are in school. In addition to federal financial aid, such as Stafford Loans and Pell Grants, MTI College also accepts GI Bill benefits and the Cal Grant.

2. Of the recent graduates who borrowed money to attend the school, what percentage are delinquent in paying back their loans? A high default rate could be a tip-off that students are burdened by too much debt or having trouble finding jobs in their field. Get information about student borrowers’ default rates at College Navigator (for the colleges you’re considering) and ED’s Federal Student Aid site (default rate by type of school – public, private non-profit or private for-profit.)

For 2011, the most recent Department of Education reported 2-year cohort default rate, MTI College had a default rate of 5.5% compared to the national average rate of 10%.

3. Will a degree from this school get me where I want to go? Will you earn a certificate, a two-year degree, or a four-year degree? What percentage of students graduate? Use ED’s College Navigator to compare graduation and loan default rates, average debt at the school, tuition and expenses, and accreditation among schools. Ask the schools you’re considering to give you information in writing about job placement and average salaries for their graduates in the program you want to study. They may paint a glowing picture of student success and try to convince you that credentials from their institution will lead to a high-paying career in your chosen field. But some schools have been found to manipulate the data or lie about how well their graduates fare. Do some research using the U.S. Department of Labor’s Occupational Outlook Handbook. It has information about the average salary workers in a particular field are earning, the education or training needed, and the careers with the most new jobs so you can evaluate whether the results the school claims are realistic.

MTI College offers programs that are designed to lead to employment in high-demand fields. In fact, for the 2011-2012 award year, over 91% of MTI graduates that were available for and actively seeking work secured training-related employment. The MTI Career Services department maintains a record of these placements. To increase the chances of hiring MTI graduates, MTI offers a salary-back guarantee to employers through its Guaranteed Graduate program.

4. Is there pressure to enroll? Is a recruiter rushing you to commit? Are they leaning on you to decide before you have a chance to research the program and confirm the details of financial aid? Recruiters may be paid based on how many students they bring in. Before you decide on a program, read the materials, including the contract. Can you cancel within a few days of signing up and, if so, do the materials tell you how to cancel? If the school refuses to give you documents to review before you commit, don’t enroll. Period.

MTI College admissions advisors are trained to only enroll individuals who demonstrate the ability to benefit from its programs and whose interests match up with a program’s outcomes; they are never compensated on a per-enrollment basis. All applicants are given as much time as needed to review the enrollment documents and ensure that attending MTI College is the right decision for them. If an individual cancels their enrollment before starting their program, they are not liable for any portion of the program tuition, books, or supplies.

5. Can I transfer credit I earn at this school to other schools? If a transfer to another college may be in your future, find out whether that school would accept the credits you earned at the first school. If you attend a community college, ask about their articulation agreement: that’s a formal statement of what community college courses and credits you can transfer to a particular four-year college.

MTI College is established to offer programs that are designed to lead to employment upon graduation and not as a transfer institution. Furthermore, as with all colleges, acceptance of course credit is always up to the receiving institution. However, MTI College does have articulation agreements with some colleges, like CSUS and Golden Gate University, which allow certain courses to be carried over for credit.

6. Is the school accredited? Accreditation usually is through a private education agency or association that evaluates the program and verifies that it meets certain requirements. Accreditation can be an important clue to a school’s ability to provide appropriate levels of training and education – but only if the accrediting body is reputable. Most institutions consider regional accreditation as the highest stamp of approval and may not accept the transfer of credits from a school with national accreditation. Accreditation also may affect how prospective employers view your credentials. Two reliable sources of information on accreditation are ED’s Database of Accredited Postsecondary Institutions and Programs and the Council for Higher Accreditation database.

MTI College is regionally accredited by the Western Association of Schools and Colleges through the Accrediting Commission for Community and Junior Colleges. On top of this accreditation, MTI is recognized as a Microsoft IT Academy, Oracle University Partner, Paul Mitchell School, and offers a paralegal program approved by the American Bar Association.

Important Note: These questions were put together with the help of the Federal Trade Commission’s “Eight Questions to Ask“.

When a prospective student first walks onto MTI’s campus for their first tour, they are filled with excitement at the prospect of a new career. MTI offers Degree and/or Diploma programs in Paralegal, Legal Administrative Assisting, Cosmetology, Salon Management, Accounting, Business, Healthcare, and Technology, so the excitement is understandable. However, as the paperwork starts to appear and the application process goes into full swing, the financial aspects can be intimidating. That is why MTI’s Cal Grant eligibility for 2013 creates such a wonderful opportunity for the students at MTI.

I talked with Amy Norman, Financial Aid Advisor at MTI College, about the financial aid options that students have. She explained that the financial aid process, though it can seem complicated and overwhelming, is really rather straight-forward, especially with the assistance of the Financial Aid Advisors in the Financial Aid Office on campus. Students at MTI are able to apply not only for Student Loans, but also for the Pell Grant and Cal Grants.

Student Loans are exactly what they sound like. With options for both dependent and independent students and interest rates starting as low as 3.4% (for Subsidized Student Loans), a Student Loan may be exactly what any given student is looking for from Financial Aid. However, what about all these grants that are floating around; Pell Grants, Cal Grants, SEOG Grants? How on earth does one navigate that universe, one might ask? Fortunately, Amy Norman and Paula Perez, Director of Financial Aid, were able to explain how easy (and free!) the process is.

The first thing that any student looking to apply for Grants should do, Norman explained, is fill out the FAFSA (“Free Application for Federal Student Aid”) for 2013-2014 at www.fafsa.ed.gov. (Beware of any other FAFSA site – there are others that exist and will accurately file your information, but charge upwards of $80!) Norman said that many students worry that they need to have their taxes filed before they can start their FAFSA, or they’re so intimidated by the whole process so they let it slip by without taking advantage of the opportunity. Though having your taxes filed as early as possible will definitely help with obtaining accurate numbers from the FAFSA (your refund will be taken into account) all you really need to initially fill out the FAFSA is your 2012 income information. (If you’re dependent, you’ll need your parents’ income information, too.) Once your FAFSA is filed, drop by the Financial Aid office to check in and fill out a GPA Verification Worksheet. Once that’s in, you’re in the running for Pell Grants (a Federal Student Grant based on income and household size) and Cal Grants (State Grants). The sooner you fill out your FAFSA, though, the better since the deadline to apply for a Cal Grant is March 2nd.

To give you a little info on the Cal Grant specifically, now that MTI is eligible as of 2013, our students who qualify are eligible for as much as $4,000 per academic year based on which tier of the Cal Grant they qualify for. The money becomes available in September, but students who apply will most likely know whether or not they qualify for Cal Grant money by some point in July (or when the State passes the budget).

If at any point you are looking for assistance in this process, drop by the Financial Aid office (hours: Monday-Thursday 8:30am-7:30pm, Friday 8:30am-5:00pm) and bring your income documents with you. The Financial Aid Advisors will be happy to help you with getting all your financial ducks in a row to give you the best shot at some of these opportunities. Until then, remember that the only FAFSA site to use is www.fafsa.ed.gov and MTI’s school number is 008680. You’ll need to enter that in order for the Financial Aid office to access your FAFSA and put you on the road toward some potential Grants!

Key information:

Where to file your 2013-2014 FAFSA: www.fafsa.ed.gov

MTI College school number: 008680

Deadline to file in order to qualify for Cal Grant: March 2, 2013

Financial Aid Office Hours: Monday – Thursday 8:30am-7:30pm, Friday 8:30am-5:00pm

Soroptimist: noun. <Latin Sor (sister) + optimist (a person disposed to take a favorable view)


So what do you get when you create a sisterhood of people finding ways to take a positive outlook on the challenges that life can present for women the world over? According to the Soroptimist: Best for Women organization’s mission statement, “Soroptimist is an international organization for business and professional women who work to improve the lives of women and girls, in local communities and throughout the world. Over 80,000 Soroptimists in about 120 countries and territories volunteer time and contribute financial support to community–based and international projects that benefit women and girls.”

The Soroptimist Organization works hand-in-hand with schools across the globe to award scholarships to women who are trying to improve their living situation through higher education. One of these awards, the Women’s Opportunity Award (WOA), has given out over $30 million over the last 41 years. Annually, the WOA awards around $1.5 million between a thousand or more women in varying award levels. At the local level, recipients receive around $1,000. Once a recipient is awarded a Local award, they are eligible for and entered to win a Regional WOA which ranges from $3-5,000. Climbing that ladder further, Regional Award winners are eligible to win an International award which totals $10,000. All of this award money is to be used toward paying for an education but can be used in any way to do so (ie. books, tuition, gas money, etc).

So what kind of a woman does it take to win such an impressive and prestigious award (an award that was given the 2007 Associations Advance America Summit Award – the highest recognition from the ASAE and Center for Association Leadership)? To answer that question, one could turn to Teresa Williamson and Christine Asbury, two current MTI Medical Assisting and Phlebotomy students who were award Local Level Awards this past year.

Both Christine and Teresa are the primary providers for their households (one of the requirements for WOA applicants). Christine is a single mother of two teenage daughters and, though Teresa’s children are grown, her husband is disabled and requires her care and support. Both women have incredible stories that have brought them to MTI College and illustrate why they are definitely deserving of Women’s Opportunity Awards.

MTI College student TeresaTeresa did not grow up with any traditional formal education. She was homeless until she was thirteen when she fell in with a good crowd (including the man who she would marry fifteen years later) and pulled herself out of the lifestyle with which she’d grown up. She began her education in her 20’s and earned a Medical office Technician certificate before realizing that it would take more than a certificate to find a job. She began working in the customer service field and got married. Shortly after her marriage she adopted her niece and nephew when it became evident that her sister was not going to be able to continue to care for them. Shortly after officially adopting her sister’s children, her sister passed away. Education took a back-burner to raising two children until a major organizational transition and relocation hit her employer and she was very suddenly unemployed and caring for her husband and herself. It was at this point that she realized she needed to take steps to improve her earning power.

She went on a tour of MTI and was so overwhelmed with the opportunities the school could provide and the friendliness and personability of the admissions team that she enrolled. Not long after her enrollment her daughter was in a devastating car accident but not only recovered, but decided to follow in her mother’s inspirational footsteps and enrolled at MTI College. “You have to think about your long-term goals,” Teresa said, “and think what it’ll take to get there.”

MTI College student ChristineChristine’s battles have been of a more internal nature. “Getting rid of my verbally abusive husband was the easy part,” she said. At 35, Christine discovered that she had a Gastrointestinal Stomal Tumor (GIST), a form of cancer more common in individuals 50-80 years old. She was able to have the tumor removed, but as a result she lost the valve at the top of her stomach and would never again be able to sleep lying down since the stomach fluid would have nothing to stop it from moving up her esophagus. After 3 years of Cancer-free living, the GIST returned. Chemotherapy and radiation do not affect this particular Cancer, but an experimental drug called Gleevec had just hit the market. Now, after years of being on the market, Gleevec’s effectiveness has been proven time and time again. In fact, Novartis Oncology, the company that created Gleevec, won the 2007 Pharmaceutical Nobel Prize. However, at the time, a new experimental drug treatment was terrifying. However, by blocking the signal from the abnormal KIT protein in the Cancer cells (the protein that controls growth and division of cells), the Gleevec treatment regiment shrunk her GIST over the course of two years and she has been healthily living with it in this state ever since. However, she will need Gleevec for the rest of her life and with a price tag of around $9,000 per month, she will need to keep her insurance current which is why she is working toward what she hopes will be employment with Kaiser. Unfortunately, there are side effects to the medication.
“It makes me feel really ill a lot of the time, but I still have to get up and do everything,” she said. And by “everything,” she means raising her two teenage daughters, fighting Cancer, working as a lunch lady, and of course maintaining 100% attendance and a 4.0 in her studies at MTI College.

Both of these impressive women are fighting to improve the lives of their children, in Teresa’s case her husband, and – of course- themselves. But what is most impressive is their attitude and outlook on their situations. “All in all, it’s not that bad,” Christine said, and Teresa mirrors that sentiment. They are both focused on improving the lives of their family at any cost and allow their own desires to take a back seat to the needs of their loved ones.

When asked what winning the Soroptimist Women’s Opportunity Award means to them, both Christine and Teresa expressed immense gratitude and hope. “I feel so grateful and blessed that I received it,” said Teresa and Christine added, “It’s great to be appreciated for your effort.” Not only does the Local Award help financially in the immediate sense, but the chance to win a Regional ($3-5,000) or even International Award ($10,000) has given them a burst of hope that they sorely deserve. Earning the WOA takes work, yes, but “you have nothing to lose, so it’s worth it,” says Teresa.

For those interested in applying for a Soroptimist Women’s Opportunity Award, follow this link (www.soroptimist.org/awards/apply.html), obtain two references, and complete and send the application. Eligible applicants are women who:

  • Provide the primary financial support for her dependents (including children, spouse, siblings and / or parents)
  • Demonstrate financial need
  • Are enrolled in, or have been accepted to, a vocational / skills training program or an undergraduate degree program
  • Are motivated to achieve their educational and career goals
  • Reside in one of the Soroptimist International of the Americas’ member countries or territories (http://www.soroptimist.org/awards/apply_list.html)
  • Have not previously been the recipient of a Soroptimist Women’s Opportunity Award; are not a Soroptimist member, employee of Soroptimist or immediate family of either

Applications are due each December 1st and recipients will be notified between the following January through June.

Christine added this, summing up her thoughts on this award and the process of taking control of her life, “taking that first step out of your comfort zone and going back to school is probably the hardest thing. But you have a set goal and you know the timeline. It’s much easier to succeed when you have a goal and know exactly what you want to do. It’s amazing what you can do when you set your mind to it. The first step is scary. Change isn’t always fun, but it’s worth it.”

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